Home Insurance Agency - Protecting Your Most Valuable Asset

Home Insurance in El Paso

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Find the best home insurance rates at Advantage Insurance Agency.


Our top insurance agents will guide you through the options.


Our services are highly reviewed in the El Paso area.

We are a local company with years of experience in this community.

When it comes to protecting your home, go to a company you can trust.


When searching for “insurance companies near me” you’ll find us on the east side of town.


We provide the best customer service out of dozens of other companies.


Search “insurance agents near me” and find our convenient location on Vista Del Sol.

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What is Home Insurance?

If you are a homeowner, you already know that home insurance is an important part of that investment. If you are about to become a homeowner, it is necessary that you learn about the importance and the different options when it comes to homeowners insurance. The truth of the matter is that your home is a very valuable asset. It is where you live, where your family lives, and where your life revolves around. This means that protecting it is important not only for your financial stability but for your overall well-being and peace of mind.


A home is a big investment for most people. In fact, a home is the ultimate part of that fabled American Dream we all so ambitiously pursue. It means a lot to us and protecting it is important. Homeowners know that a home requires a lot of time, effort, and maintenance, but even when people maintain their home, circumstances and accidents happen. Protecting it is absolutely vital. Another big reason for home insurance is the climate. People live in different climates and the weather varies depending on their area. This means that certain areas can be at risk for different natural disasters and damage that comes with high winds, hurricanes, heat, etc. There are plenty of factors that affect your home insurance rates, some of which include:


Home features and characteristics

Location and climate

Claims history

Other personal factors

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Different Types of Coverage

Just like auto insurance and life insurance, people have a variety of options for different types of coverage depending on their needs, circumstances, and some of the factors mentioned above. These are some of the basic homeowners' insurance coverages:

Dwelling Coverage:

This is the most common type of coverage. It protects damage to the physical structure of your house and anything permanently attached to it. This may include counters, pipes, walls, countertops, and so on.

Other Structures:

This refers to structures not permanently attached to your home. This may include driveways, decks, gazebos, porches, etc.

Personal Possessions:

 This, of course, includes personal possessions inside your home that are damaged in accidents or thefts. For example, if someone breaks into your home and steals your valuable laptop computer, you can receive payments for those items.

Loss of Use:

 If something happens that prevents you from staying at your home, your hotels or temporary housing will be covered.

Personal Liability:

This covers you in case you are sued by someone who gets hurt on your property.

Optional Home Insurance Policies:

Some optional coverage may be particular to your area or climate. This may include earthquake insurance, flood insurance, other structures insurance, and more.

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Why is Home Insurance Necessary?

Unlike car insurance, if you own your home, you are not required by law to have insurance. If you still owe a mortgage on your home, however, your lender will more than likely require it. Also, if you live in certain disaster-prone areas, you may also be required to purchase some kind of home protection.

Get the Best Home Protection

The first step in getting the best home insurance is to speak with an agent who is knowledgeable in coverage plans and is familiar with the industry. The best way to protect your investment is to insure it. You worked hard for your home and life can sometimes throw unpredictable circumstances your way. You don’t want to be caught by surprise. This is why it’s best to be prepared. Get started with a free quote or estimate and see the different options available to you in your area.


At Advantage Insurance, we have knowledgeable representatives who understand Progressive policies inside and out and who can advise you on the best rates for your particular circumstances and needs.

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Call the Experts and Get the Advantage

Get the Advantage of working with reputable and experienced insurance agents. They will not only provide you with all of the information you need, but they will help guide you towards the best decision to make sure it fits your particular needs. Find us at 11930 Vista Del Sol, Ste. A to discuss your home insurance options or give us a call with your questions at (915) 855-2996.

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